Covering the Costs of Home Care Equipment

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An older adult uses a walker, just one of many types of home care equipment, to stand with her adult daughter.

Discover the different types of payment options for home care equipment.

Would an aging loved one feel better with more support getting in and out of the bathtub or shower? Does he or she need a walker or rollator to move around? If so, it’s highly likely that you’ll soon be looking to purchase the in-home adaptive devices that so many families depend on to help older loved ones stay safe and independent. And it’s not unlikely that you’ll be wondering how to cover the cost of these types of home care equipment, and if any of them may be covered through Medicare or insurance.

Just like home care services, there are many choices when you start looking for home care supplies and equipment. Below are some of the possibilities available to help you or a loved one in covering the cost of home medical supplies.

Medicare

If the older person has Medicare Part A and is eligible for the Home Health Benefit, then Medicare will pay for 80% of the allowable expense for medically required durable medical equipment. If a senior is covered by Medicare Part B, he/she is not required to qualify for the Home Health Benefit, and Medicare will cover 80% of the permissible amount for medically necessary durable medical equipment.

Veterans’ Administration (VA)

If the older adult is a veteran, the Veterans’ Administration can be of assistance in providing durable medical equipment to individuals who qualify. Veterans or the spouse of a veteran may be qualified for benefits.

Other Ways to Cover the Costs of Home Care Equipment

If the older adult you love doesn’t qualify for benefits from the VA or for Medicare, there are a few other possibilities to help cover the expense for home care products to keep older individuals safe. Following are several tips for making use of long-term care or health insurance and private finances to afford the equipment needed:

Long-Term Care Insurance/Health Insurance

Some private insurance providers will also cover some of the expenses if the devices are medically necessary. Coverage is either based on the person’s coverage, or, if the person seeking coverage is a dependent, then the family policy should be reviewed for information on dependent coverage.

Keep in mind, though, that while having your insurance provider cover some of the expense may seem like a good idea, it might be possible to find the products you need at an “out of network” supplier at a reduced price.

Paying Out of Pocket

If your older loved one requires home care equipment that is not covered by private insurance, try looking into equipment rental options or previously owned items such as wheelchairs, scooters and accessible vans. Second-hand equipment may be found in disability publications and on websites such as www.Craigslist.org, www.ebay.com, and www.unitedaccess.com.

If you need help looking into or covering the costs of home care equipment, contact the San Diego home care team at San Diego Home Caregivers today. We can provide a complimentary in-home consultation, make equipment recommendations, arrange for order and delivery, and answer any other home care questions you may have. Contact us online or call us at (619) 487-9000. We’re pleased to provide in-home care in San Diego, La Mesa, Carlsbad, and throughout San Diego County.

Explore the Benefits of Live-In Care

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A senior man gets help from his caregiver in the morning, one of the benefits of live-in care.

Discover the benefits of live-in care and how a caregiver’s presence during all hours of the day brings peace of mind.

As aging loved ones progress through life, their evolving needs prompt a reassessment of the most effective care model for them. Initially, their care journey might involve a home caregiver assisting with morning routines and meals. However, as time unfolds, a few hours of assistance each day may prove insufficient. Challenges may arise in the later hours or even the middle of the night, signaling the need for more comprehensive care. Read more

Tips for Discussing Aging Parent Care During Holiday Visits

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A senior woman enjoys a holiday meal with her family. Many adult children find it necessary to discuss aging parent care during holiday visits.

Observing changes in your parents’ health during a holiday visit? Approach the conversation about aging parent care with sensitivity and compassion.

Returning home for the holidays can be a heartwarming experience, filled with the joy of family gatherings and shared memories. However, for many adult children, it can also be a time of sobering realization – a moment when they observe subtle changes in the health and well-being of their aging parents. These changes may go unnoticed throughout the year, making the holiday season a reality check for the need to address potential aging parent care requirements. Read more

Navigating Holiday Blues: A Guide to Supporting Seniors Facing Seasonal Affective Disorder

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An elderly man looks out the window with a sad expression on his face. Seniors facing seasonal affective disorder need extra support this time of year.

Learn how to best support seniors facing seasonal affective disorder with our expert tips.

The holiday season is often regarded as a time of joy and togetherness, but for some, the colder months bring more than just festive cheer. Seasonal Affective Disorder (SAD), a form of clinical depression, can cast a shadow over the holidays, especially affecting seniors who may find themselves reminiscing about past celebrations with loved ones who are no longer present. Read more

ALS Care Strategies for Family Caregivers

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Caregiver uses ALS care strategies while helping an older man use his walker.

Use these ALS care strategies to help ensure your loved one receives the best care possible.

As a degenerating neurological illness, ALS (sometimes called Lou Gehrig’s disease) can cause a wide variety of physical hurdles that can lead to clinical depression. For people providing ALS care for a loved one, it’s hard not to become overwhelmed and unsure about how to help the person live life to the fullest and stay optimistic.

When providing ALS care at home, it is essential for family caregivers to fully grasp the challenges that the condition produces in order to provide the very best care.

San Diego Home Caregivers, the leading home care provider in La Mesa, Carlsbad, North County, and the surrounding areas, has developed the ALS care strategies below to help ensure the best care for loved ones with the disease:

  • Set up a computer and internet access. Computers, along with other assistive tools, offer entertainment and social interaction and make it possible for the person with ALS to help with tasks like paying bills, tracking down information, hiring services, and shopping.
  • Patience is a must. Even though it may often seem quicker and more efficient to take over certain tasks, demonstrate patience and allow the person to accomplish the tasks that they can.
  • People with muscle diseases like ALS are competent thinkers, even if they are generally unable to communicate clearly. Talk through choices openly while making joint decisions about the individual’s ALS care.
  • Use adaptive devices. The utilization of adaptive equipment like wheelchairs is a move in the direction of self-sufficiency, not away from it. Adaptive tools are obtainable for assorted everyday tasks, like eating, opening jars and doors, buttoning or zipping up clothing, writing, and taking a shower.
  • Ask if the person wants support before assisting. Never take over tasks that still can be performed if the person is provided with adaptive tools and time.

Is Home Care Right for Someone With ALS?

For individuals with ALS, self-reliance and comprehensive ALS care strategies are imperative. The home care experts at San Diego Home Caregivers are extensively trained and experienced in providing the care and assistance needed to ensure those with ALS live their best lives. Home care can greatly benefit someone with ALS, through customized services such as:

  • Help with personal care and hygiene needs
  • Meal planning and preparation
  • Transportation and errand-running
  • Companionship
  • Light housekeeping and laundry
  • And so much more

Contact us any time at (619) 487-9000 for additional information.

How to Deal With Chemo Side Effects

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Chemo side effects

Chemo side effects can be painful, exhausting, and generally overwhelming for people with cancer, but these tips can help ease symptoms.

If someone you love is battling cancer, they may be suffering from some unpleasant chemo side effects, and you will want to do whatever you can to help relieve these symptoms. While just being there with them to offer comfort and friendship is in itself very helpful, there are additional steps you can take.

What Can You Do to Help Ease Chemo Side Effects?

Below are some of the more prevalent problems that arise from cancer treatments, with actions you can take to help.

  • Skin Problems: Someone with cancer is at risk for a number of treatment- and disease-related skin issues. You can assist by encouraging the person to use sunscreen, helping to protect the afflicted areas of skin from bumps, bruises, or other trauma, and making sure the skin is kept clean and dry.
  • Stomach Upset: Nausea and vomiting are common side effects of chemotherapy, but can be eased with anti-nausea medications, avoiding greasy or spicy foods, and consuming smaller meals more often throughout the day. You can help by preparing light, healthy meals that are more tolerable for the person.
  • Hair Loss: You can encourage the person to explore wig options ahead of beginning treatment (to best match their natural hair color to the wig), if they are worried about hair loss. Hair loss can also be lessened by using baby shampoo (and washing hair less frequently), and using a soft hairbrush.
  • Depression: If you see signs of depression in the person, communicate your concern immediately to their doctor, who can review medications being taken for depressive side effects and identify the best course of action to take to help.

One of the best ways to support the person is by simply being with them. Allow the person to share their feelings, fears, and concerns, and respond in a way that shows you are listening and that you care. Sometimes a simple hug or holding hands can be extremely comforting. Be ready for the person to talk about their condition if they would like, and always be ready to lend an open and nonjudgmental ear.

Find more cancer care tips from San Diego Home Caregivers’ experts in home care assistance in San Diego, La Jolla, North County, and the surrounding communities. Learn how our in-home care services can make life easier for someone with cancer. Contact us at (619) 487-9000 any time for more information.

Transforming a Senior’s Life with the Help of a Home Care Agency

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Senior couple at home focusing on angry man

The help of a quality home care agency like ours can help your senior loved one thrive and enjoy a higher quality of life.

Even though many older adults adapt smoothly when a new caregiver comes into the home, and enjoy a higher quality of life, there are some older adults who may still feel threatened. At San Diego Home Caregivers, we’re sensitive to the feelings of each individual we serve, and are experienced in helping to ease worries and restore peace.

A senior who feels the need to convince their family that hiring a home care agency is simply not needed may employ one of these common tactics:

  1. Arguing. Aggravations at being perceived as incapable of self-care may display as an increase in arguments, even over relatively minor issues. It’s important to recognize the underlying sense that the person needs to prove their ability to remain in control and in charge.
  2. Distancing from loved ones. The individual may show irritation through becoming standoffish and declining necessary support from family members. For example, an adult child who usually accompanies the person to medical appointments may now be prohibited by the person from going into the exam room.
  3. Concealing activities. If an agreement has been made for the person to restrict driving, for example, they may continue to drive when no one is around. Another example is refusing to adhere to a diabetic diet, eating unhealthily in private.
  4. Making dangerous choices. A senior who is encouraged to rest and allow someone else to handle a task that may now be unsafe, such as climbing a ladder to replace a lightbulb, may do just the opposite. In this way, they’re showing that they are still capable of activities such as this, but it could cause a fall and serious injury.

How Can I Help a Loved One Thrive With Home Care Services?

The truth is, no one wants to feel as though they are not able to meet their own day-to-day needs, or that they are in a state of decline. It’s very important to validate the important role the senior continues to play in our lives, and let them know often that they are both valued and needed. Several ways to accomplish this include:

  • Enlist the person’s help in meaningful tasks.
  • Reminisce about ways the senior has affected your life.
  • Ask the senior for advice.
  • Spend plenty of time listening to and engaging in conversations with the senior.

A professional caregiver from San Diego Home Caregivers will understand the many emotions older adults experience and the ways in which those emotions may present. All of our caregivers are trained and experienced in helping promote a sense of self-worth and fulfillment in life.

Get in touch with our home care agency at (619) 487-9000 for more tips and resources to pave the way to a smoother journey through aging! We offer a complimentary in-home meeting to answer any questions you have and to develop a care plan to address the particular needs of a senior you love in San Diego, La Mesa, La Jolla, Carlsbad, or other nearby areas. For a full list of the communities we serve in California, please visit our Communities Served page.

When Seniors Refuse Help: How to Approach Home Care Services

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cheerful mature woman serving breakfast and taking care of elderly senior woman at home

Home care services can help a senior loved one age in place and maintain independence.

As experts in home care services, we witness firsthand every day the companionship, joy, and improved quality of life older adults receive through our caregiver services. But we also know that many older adults initially reject the concept of in-home care assistance. Read more

The ABC’s of Caring for the Heart for Older Adults

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Go back to the basics of caring for the heart using these simple guidelines.

Almost half of all Americans have one of the three key risk factors of heart disease: high blood pressure, smoking, and high LDL cholesterol. Too many people make poor lifestyle decisions every day that adversely impact their heart. Excessive alcohol consumption, poor diet, and physical inactivity are just a few things that can do permanent damage. It’s easy to forget to put into practice the fundamental ways of caring for the heart, but it’s one of the most important things to remember. Go back to the basics and look after your heart with the following guidelines: Read more

Tips for Caring for a Senior After a Heart Attack or Stroke

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Help promote healing when caring for a senior after a heart attack or stroke with these helpful tips.

When a loved one experiences a stroke or heart attack, you will likely want to focus on a list of actions that can be taken to ensure that the damaged heart heals and the individual’s lifestyle choices that contributed to the heart attack are changed. San Diego Home Caregivers often receives calls from families looking for a list of actionable items – to-do lists for care and heart health. In a scenario fraught with chaos, lists give family caregivers a sense of control. They are the handbook for a caregiver’s new reality, helping them know what they can do to promote healing and keep another heart attack from taking place. Read more